The Centre provides knowledge services and capacity development assistance. Services include analytical and advisory services, learning and skill development, know-how and knowledge transfer, and technical assistance and institutional strengthening. All CFRR publications are available on this site.

Be Well Prepared to Meet Your Bank - What Banks want to know

Brochure | 2019

The bank will want a realistic picture of how much you owe to others. This is not always straightforward.

Focus Areas

Do You Need a Loan - Helping SME Access Finance in Serbia

Brochure | 2019

This brochure aims at helping SMEs access credit in Serbia, by providing 8 insights to help SMES how banks make lending decisions.

Focus Areas

How to Choose Your Accountant

Brochure | 2019

Banks need reliable, transparent financial information when making credit decisions. A financial advisor or accountant can advise you on when it could be advantageous to seek out a bank, and help you calculate, compile, and present your information to banks.

This brochure will help you in choosing a financial advisor or accountant for your SME.

Focus Areas

Understanding Your Financing Needs and Options

Brochure | 2019

SMEs often go to their bank for a loan when it’s too late. Banks reported that many SMEs wait until they face a severe cash constraint before they come to the bank to request a loan. The company’s cash is nearly depleted, and their pockets are empty. This is too late, since banks cannot lend to companies that are nearly bankrupt.

This brochure will help you in understanding your financing needs and options.

Focus Areas

Linking financial reporting quality and cost of debt: Evidence from Serbian SMEs

Publication | 2017

This publication is an empirical study on financial information and cost of finance in Serbia.  Using the financial statement database of the Serbian Business Registers Agency (APR), we analyze the extent to which the quality of a company’s financial reporting is associated with its cost of debt. The focus of this study is small and medium enterprises (SMEs) because they represent a critical segment of the economy in most countries.

Focus Areas